Having $1 million might be more or less than what you really need in retirement — and many retirees say it’s not enough

Decisions by Medicare and Social Security boards of trustees may mean the average retiree’s Social Security benefit will start taking a hit.

Your employer may be raising your default savings rate in your retirement plan at work. What does this mean for you?

While estate planning is often associated with the wealthy, financial advisors say most Americans can benefit from it.

Employees know they could be saving more for retirement, and they want their employers to help them get there.

Money-market funds have been considered a safe haven for 401(k) dollars, yet plan sponsors are dropping them for stable value.

A 401(k) plan is a wonderful savings vehicle, but many are plagued with huge commissions, high expense ratios and extra, hidden fees.

Roth 401(k) plans have been around for a decade, but many employers only recently are starting to offer them to eligible workers.

It’s important to research how to pay for potentially high long-term care costs to avoid depleting your retirement funds.

Waiting to start saving for retirement could cost hundreds of thousands of dollars in retirement savings.

“It would be wrong to expect anything more than 4 percent or 5 percent,” says BlackRock chief Larry Fink.

The 401(k) has been the default retirement savings option for over four decades, but many still don’t understand this complex product.

Americans are retiring later, but that’s not the whole story.

Having a workplace retirement plan can be a valuable financial perk – if you’re using it wisely. Here’s how to make the most of it.