Real Estate

AydAn Mutlu | E+ | Getty Images

Rising home prices and higher mortgage rates are adding up to increasingly expensive housing, but fear is making matters even worse. A wide swath of borrowers today may be paying far too much on their home loans, simply because they are overly cautious. “It’s personality. Some people are just risk averse, but how much is …

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There have been rumblings for years from the Federal Reserve that interest rates are going to rise. But so far that hasn’t quelled homebuying activity. Median existing single-family homes clocked in at $229,400 in the second quarter of 2015, up from $177,000 in 2012, a rise of more than 29 percent. In some markets, such …

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The Space Needle stands near newly constructed apartments in downtown Seattle.

Residential rents are rising more than normal — but those gains are getting smaller. Rents in October were 4.5 percent higher nationally than they were a year ago, according to a new report from Zillow. Compare that with 5.3 percent annual gains in September and 6.6 percent gains in July, when rents hit their high. …

Carol M. Highsmith | Buyenlarge | Getty Images
The skyline of Los Angeles

After seeing the highest September sales pace in six years, Los Angeles housing fell into a deep sleep in October. Home sales fell 0.4 percent compared with October 2014, according to CoreLogic. This is the first time in nine months that monthly sales have not been higher compared with a year earlier. “Southern California home sales …

First time buyers help builder

D.R. Horton is tapping into a new market that few other home builders are. Diana Olick explains.

Patti McConville | Getty Images

Along with the housing recovery has come a steep climb in home values and ever-weakening affordability. Tight supply in markets across the nation has only exacerbated the price pinch. There are, however, plenty of housing markets that offer both affordability and lavish living. As more jobs become flexible in where they need to be located, …

Laurence Mouton | Getty Images

New mortgages for purchasing homes are churning out at a fast clip, with the borrowers getting those loans having some of the highest credit scores ever. Because credit is favoring a smaller segment of borrowers, the result is that loan performance is arguably the best in history. Purchase mortgage originations in the second quarter of …

Higher rates could spur home sales

Why raising interest rates might actually be a good thing for the housing market.

Diana Olick | CNBC

If your home is your castle, then the kitchen is the Great Hall — the central meeting place, the mainstay of the manor house. It is the heart of the home, radiating the character of the homeowner. That’s why, in an increasingly pricey, picky and competitive housing market, it’s where homebuilders are turning up the …

Taylor Hinton | Getty Images

Reverse mortgages, once viewed as loans of last resort, are slowly gaining some mainstream respect. Due to both strengthened consumer protections for these loans and an aging population that is largely unprepared to deal with the reality of retirement expenses, financial advisors are becoming more comfortable with recommending reverse mortgages to some clients. A reverse …

John Lund | Blend Images | Getty Images

While the number of borrowers in a negative-equity position on their mortgages is still high, at just over 14 million, that number is falling fast, especially for those most seriously underwater.

for rent accidental landlords

While some thought the skyrocketing rents of 2014 couldn’t be sustained, they did, and then some. There’s no sign of any easing any time soon.

Earnings Spotlight: Home Builders

Sentiment jumped 3 points in October to a level of 64 on the National Association of Home Builders/Wells Fargo Housing Market Index.

houses on money - p

Now that U.S. homeowners are feeling better about the value of their property, they seem more apt to add to that value. Growth in annual spending on home remodeling is expected to surge from 2.4 percent in the second quarter to 6.8 percent in the second quarter of 2016, according to Harvard’s Joint Center for …