Personal Finance

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Students who take out private loans to pay for college could face a nasty surprise if their co-signer dies or files for bankruptcy: The lender may suddenly demand the loan be paid in full—or even worse, put that loan in default—even though all payments are being made on time. The Consumer Financial Protection Bureau issued …

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The Fed’s easy money policy has undoubtedly put the U.S. economy on firmer footing. Rock-bottom interest rates contributed to the recovery in the housing market and bolstered investors’ appetite for stocks, among other benefits. But the central bank’s long-running stimulus program also exacted a toll on millions of American retirees. For years now, retirees, who …

Mutual funds & startups

How do you feel about your mutual fund investing in Silicon Valley starups? You may not know it, but according to a report in today’s Wall Street Journal, your fund could have some shares of newbies like Airbnb and Dropbox, if your money is manages by BlackRock, Fidelity, Janus or T. Rowe Price.

College payment options

Since a college education is an expensive proposition. Students and parents are looking beyond loans and scholarships to help pay for that degree.

Is your child college bound? How do you pay for it?

Millions of college-bound high school seniors are receiving college acceptance letters and financial aid award packages this month. Now it’s decision time—not only for the student, but for Mom and Dad too—forcing families to grapple with how to pay for it all. Many parents may be overwhelmed by the cost of college, which has ballooned …

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Girls and money smarts: perfect together. Sure, women make up just 24 percent of workers in so-called STEM fields—those that deal with science, technology, engineering, and math. And women are scarce in the leadership ranks of finance. But when it comes to planning financially for the future, girls are at least as financially savvy as boys. At …

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With the Federal Reserve scaling back its massive bond-buying program, the likelihood of higher interest rates is causing a fair amount of hand-wringing. Many investors have spent a great deal of time agonizing over what rising rates will do to their bond portfolios, but there are many other considerations. That’s because higher rates, financial advisors …

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You buy insurance hoping never to need it. But if you ever did have to file a claim, would you really know what your policy covers and, more importantly, what it doesn’t? Have you even looked at your insurance policy in the last year? Have you ever reviewed the policy? If you had a big …

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For the last 20 years, it didn’t particularly matter whether you owned U.S. bond funds or individual bonds. Fueled by falling interest rates, they both delivered consistent income and a counterbalance to equity market volatility. No wonder the market grew faster than the domestic economy and tripled in size to just under $37 trillion. But …

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More than five years after the financial crisis, many Americans are still wary of Wall Street and unsure about where to safely invest and grow their money. Some are also uncertain about whether they can even trust the banks to properly manage their money. In our ongoing series for Financial Literacy Month, former FDIC Chairwoman …

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The financial services industry has the millennial generation figured out—or so it claims in study after study. It “hears” millennial Americans; it feels their pain. Graduating with high levels of student debt into a troubled labor market, managing day-to-day cash-flow, and making constant trips to the Internet for angst-ridden credit checks define the life of …

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Human resources workers increasingly complain about millennials showing up unprepared or acting unprofessionally at job interviews. And with 44 percent of millennials underemployed, their parents may actually be more to blame than a weak job market. What the millennial generation wants from work Dan Schawbel, founder of Millennial Branding, a Gen Y research and consulting firm, …

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With time running out to file your 2013 tax return, you want to make sure you’re on top of the available deductions to maximize your tax savings. Taxpayers may be aware of numerous tax breaks, but depending on your income, many deductions may no longer be as valuable—or you may be ineligible entirely. Due to …

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Almost 4 million taxpayers are expected to get hit with the Alternative Minimum Tax—the dreaded AMT—on their 2013 tax return. They’ll face a tab of $6,600 on average, according to the Tax Policy Center. Many taxpayers don’t realize that we have a two-tax system in this country—with the regular tax and the AMT—and that taxpayers …

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To have a bright financial future, you need to start focusing on your financial health. April is National Financial Literacy Month and a great time to make this a top priority. Physician, educator and best-selling author Dr. Deepak Chopra says the road to wealth must include a holistic approach to wellness and emotional health. The “secret” to …