Advisor Insight

Bonds, the seemingly boring and inscrutable partner to equities, don’t usually generate much excitement. But they play important roles in portfolio planning, offering diversification and fixed-income opportunities. The wide variety of bond instruments provides the opportunity for age-appropriate strategies throughout the client’s life span. CNBC consulted with several advisors on how they employ bonds when …

Let me just start this by saying thank you to all those corporate chieftains for the lovely returns over the last six years. Bravo. You rocked it, and my investors and I greatly appreciate it. We toughed it out through the Great Recession, stuck to our investments, and we are richer for it. You chieftains …

At the end of a long career, most corporate employees can expect some sort of sendoff—perhaps a Costco sheet cake in the conference room as their colleagues gather around for several rounds of “For (S)He’s a Jolly Good Fellow.” When you call yourself boss, though, retiring is a lonelier affair, as is saving for retirement. …

If you’re banking on a fat inheritance from your parents, you’d better have a Plan B. Wealth managers say retirees today are far more focused on meeting their own living expenses than leaving a financial legacy behind. And those who do have assets to spare are increasingly inclined to gift to charity or to skip …

Strong equity markets have provided a nice tailwind for all financial advisors, but none more so than the fee-only registered investment advisors. One of the more enduring outcomes of the financial crisis has been the migration of advisors and assets from the investment sales model of the Wall Street wirehouses to the fiduciary model of …

The CNBC editorial team presents our second annual list of the top 100 wealth management firms (fee only). Click here for the full financial and contact details of the top firms for 2015. Top 100 Fee-Only Wealth Management Firms Rank Firm Name Total AUM ($ in millions) Years In Business AUM Annualized 5 yr (%) …

Quite simply, bottom-up investing focuses on individual securities rather than on the overall movements in the securities market or the prospects of particular industries. The bottom-up approach assumes that individual companies can do well even in an industry that is not performing very well. This is the opposite of another approach, called top-down investing. Making …

Your nest egg is small. Your retirement income is limited. And you’re sitting on a highly appreciated asset—your home. A reverse mortgage, which lets you convert some of that equity into cash, might just solve the problem. Depending on your health and financial stability, however, it could also create new ones. “Reverse mortgages can be …

The Financial Industry Regulatory Authority has taken disciplinary actions against a variety of financial services firms and individuals for violations of Finra rules; federal securities laws, rules and regulations; and the rules of the Municipal Securities Rulemaking Board (MSRB). Some firms or individuals were expelled, barred or suspended from conducting business. Other firms and individuals …

Back when many American workers could count on company-run pension plans, preparing for retirement was something of a no-brainer. Now that many of us are calling the shots when it comes to saving and investing for retirement, things seem a lot more complicated. Not surprisingly, many of us will make mistakes when it comes to …

A revocable living trust is a popular estate-planning tool that you can use to determine who will get your assets when you die. Most living trusts are “revocable” because you can change them as your circumstances or wishes change, explains Ivory Johnson, a Washington-based certified financial planner and the founder of Delancey Wealth Management. Revocable …

In the last few years, financial advisor Ron Carson has observed prospective clients increasingly asking whether his firm has a succession plan in place. Luckily, he does, and he is happy to describe it to them. “I tell them, ‘If you are interviewing other firms, ask them to give you the same [information] we can …

In the midst of the 2015 NFL Draft, there is a great deal of money heading to rookie football players. Many of them will be experiencing the excitement of sudden wealth. In 2014, for example, the NFL drafted more than 250 rookies who collectively signed contracts totaling more than $950 million—with 11 players receiving more …

It’s natural for parents to want to help and support their children. But should that help continue well into adulthood? By helping too much, parents run the risk of imperiling their own financial future and creating dependence. “The reality is that you are not doing the adult kids any favors at all by always bailing …

As the major stock market indexes push new highs, financial advisors are fielding more phone calls from clients anxious about volatility and how their investment portfolios could be affected by rising interest rates. “The dynamic of perpetually low interest rates and rising stock prices hasn’t changed for a long time,” said Ed Gjertsen, a certified …