Sarah O'Brien,’s Posts

For some savers, the lure of moving assets to a Roth individual retirement account from a traditional IRA or 401(k) plan often boils down to the tax-free income it will deliver in their golden years.

If you’re on Medicare, now’s the time to closely evaluate your 2020 prescription drug coverage.

Across all types of credit cards, the average is 21.1%, according to If you’re offered a retail card at checkout, be sure to make sense of the fine print, not just the sales pitch.

For people turning 65 next year, the lineup of Medicare supplemental insurance policies — aka, Medigap plans — will look somewhat different.

There were more than 1,200 U.S. data breaches in 2018 alone, exposing more than 446 million records.

About 7 million consumers say they’ll bet legally on NFL games this season at a casino sportsbook. Depending on how much you win, you could face a 24% tax withholding.

After paying into Medicare through payroll withholding for many years, you might think your coverage will be free once you turn 65…You’d be wrong.

Homeowners and renters in hurricane-prone areas should take some time to evaluate their insurance coverage and make sure their important financial records — and photos that document their belongings — are stored safely.

Trying to time the stock market is considered a fool’s errand. Yet is it ever a good idea to move entirely to cash?

The answer from financial advisors is typically an emphatic no. Some, however, offer a caveat.

If you’ve been considering a mortgage with an adjustable rate, your reasons for going that route might be disappearing.

Roughly one-third of beneficiaries use Advantage Plans, which have out-of-pocket maximums and often include dental and vision coverage or other extras.

The other two-thirds stick with basic Medicare.

Thursday marks “Equal Pay Day” for black women. It’s the approximate day when their 2018 wages, plus the amount they’ve earned so far this year, catches up to what white men earned just last year alone.

Among U.S. adults, 16% say they use credit cards for totals under $10, according to a new survey data.

Basic Medicare does not cover medical services you get outside the U.S. and its territories, except in very specific situations.