Eric Rosenbaum, NBR, CNBC.com’s Posts

Image Source | Getty Images

America’s rich have a sober outlook on the U.S. economy headed into 2016, with more millionaires assuming another year with a flat S&P 500 index leading to a lower personal rate of return and a majority belief among millionaires that household income will remain the same. Meanwhile, the rich are concentrating investments in only a …

Jim Bourg | Reuters

The Securities and Exchange Commission allows certain securities offered by companies and private funds to be exempt from registration as long as they are only offered to, or purchased by, accredited investors. These securities can include hedge funds, venture capital funds, and companies raising capital in the burgeoning sector of equity crowdfunding. But what, or …

Beawiharta | Reuters
The oil storage depot at Indonesian oil company Pertamina in Jakarta

An investor could drive themselves to the point of paralysis trying to figure out the exact moment for an opportunistic energy stock investment. One day the oil prices are back up 5 percent—signaling a “bottom” has been reached—until the next day, when oil prices are back down by an equal amount—signaling that oil prices can, …

Michael Blann | Getty Images

Exchange-traded funds hit a big milestone this year, eclipsing the $2 trillion mark in assets, but don’t thank new ETFs. Of the 204 ETFs that launched in 2014, 92 have gained less than $10 million each in assets—that’s a pretty high flop ratio. Or put another way, even if you put all 92 of those …

Lucy Nicholson | Reuters
Jack Ma, Executive Chairman of Alibaba Group, speaks in Laguna Beach, Calif., October 27, 2014.

Alibaba Pictures, the media arm of the the Chinese e-commerce giant, is reportedly in talks with Sony Pictures to co-finance movies. The proposed films would aim at global audiences with both English and Chinese versions, Variety reported, citing sources familiar with the discussions. Read More Apple and Alibaba hint at partnership Alibaba founder Jack Ma is …

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It takes money to make money, but it also takes money to lose it—sometimes a lot of it—and all too often at the wrong moments in life. “Overconfidence is the precursor to the biggest mistakes made by investors of any age,” said certified financial planner Tim Maurer, director of personal finance at the BAM Alliance. …

William King | Stone | Getty Images

Age-based investing has become an efficient way for financial services companies to sell investments. Take target-date funds and, more broadly, retirement planning—the prime example of the age-based investing approach in action. All you need to know is your current age and expected retirement year and—presto—you can buy into an asset allocation fund designed just for …

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You’ve probably heard the one about the couple that gets lost while driving. The man won’t admit they are lost and pull over to ask a stranger for directions—to the increasing exasperation of his wife and traveling companion. When linguist Deborah Tannen included this anecdote in her pop classic on gender communication issues—”You Just Don’t …

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The financial services industry has the millennial generation figured out—or so it claims in study after study. It “hears” millennial Americans; it feels their pain. Graduating with high levels of student debt into a troubled labor market, managing day-to-day cash-flow, and making constant trips to the Internet for angst-ridden credit checks define the life of …

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Online financial software has made it possible for retirement investors to compare their 401(k) with other plans in a matter of minutes and, in some cases, at the press of a button, send an email to their company’s CEO to show that the plan isn’t measuring up to the competition. Technology, however, is a passive …

Lynn Koenig | Flickr | Getty Images

You’ve heard the story about America’s retirement crisis. Young people don’t save enough. Older people have to work longer. Public pension benefits are always on the verge of being slashed, and Social Security’s future is anyone’s guess. No one trusts the stock market, but keeping assets in a savings account generates the same return as keeping …