Diana Olick, NBR, CNBC.com’s Posts

Mortgage rates have been falling steadily since the last week of April, and that may be reigniting home price appreciation. The lower the rate, the more purchasing power buyers have.

Mortgage rates dropped to their lowest level in nearly two years, so mortgage applications surged 26.8% in just one week, according to the Mortgage Bankers Association.

The majority of consumers now think it is much harder to qualify for a home loan than it actually is.

Mortgage rates are falling unexpectedly and sharply, and that means millions more homeowners can now benefit from refinancing their loans.

Say goodbye to the gift cards, discounts and free amenities from landlords. With rental demand heating up as home buying cools, rent prices are rising and freebies are vanishing.

A sizable drop in mortgage interest rates didn’t do much to help home sales in April, as high prices and tight supply at the low end of the market continued to sideline buyers.

The nation’s homebuilders are reporting a rebound in sales, and that’s making them more optimistic about the housing market.

Home prices are less heated this spring, but the largest metropolitan markets are still overpriced.

House shoppers signed 3.8% more contracts to buy existing homes in March compared with February, according to the National Association of Realtors’ pending home sales index. That was higher than analysts had expected.

A turnaround in interest rates turned borrowers back on their heels last week, deflating a quick boom in refinance demand.

Lower mortgage rates are likely behind a surge in housing sentiment, which could help rev up what started as a sluggish spring season.

The biggest one-week rate drop in a decade unleashed a run on refinances last week, although it did not especially spur spring buyers.

A sharp drop in interest rates last week suddenly made millions more borrowers eligible for a mortgage refinance.

The supply of homes for sale has been rising steadily, up over 3 percent in February compared with a year ago.

Applications to refinance jumped 12 percent for the week as homeowners rushed to take advantage of attractive rates.